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2020 · Fiat · Petrol
Panda
0.9 TwinAir 4x4 Cross
← More SUVs ranked by cost to ownCost to own / mo
R4,329
R3/km
Market price
R209,900
Annual total
R51,948
Monthly cost breakdown
Based on 15,000 km/year · SA 2026 rates
FuelR1,631
InsuranceR367
MaintenanceR1,280
Licence discR60
Running costs / moR3,338
Depreciationvalue lost, not cash spentR991
Cost to own / moR4,329
Specifications
- Body type
- SUV
- Transmission
- Manual
- Engine
- 0.9L
- Power
- 66 kW
- Torque
- 145 Nm
- Driven wheels
- 4x4
- Seats
- 5
- Fuel consumption
- 4.9 L/100km
- CO₂ emissions
- 114 g/km
Maintenance score60/100
Higher = cheaper to maintain
How this estimate works▾
Every figure assumes 15,000 km per year and uses current South African rates. The estimate is the sum of five parts:
- Fuel— the vehicle’s claimed consumption × 15,000 km × the current price (95 ULP R26.63/L, diesel R27.93/L). Electric vehicles show R0 fuel.
- Insurance— an actuarial baseline of about 2.1% of the vehicle’s value per year. Not a personal quote; your premium depends on your age, area, history and excess.
- Maintenance— modelled from each vehicle’s maintenance score (higher score = cheaper to run).
- Licence disc — estimated by body type as a proxy for weight, since SA licence fees are weight- and province-based.
- Depreciation— declining-balance value loss on the car’s current age. Shown as a cost, but it’s value lost, not cash spent.
These are estimates to compare vehicles fairly, not quotes or financial advice. Full methodology →
Fuel rates last updated 27 June 2026.
Drive Score
82/ 100
How this SUV ranks against its segment on value, efficiency, reliability and practicality.
Value97
Efficiency90
Reliability59
Practicality83
Head to head
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