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2023 · Volvo · Petrol
XC40
B4 Plus Bright
← More SUVs ranked by cost to ownCost to own / mo
R10,904
R9/km
Market price
R777,900
Annual total
R130,848
Monthly cost breakdown
Based on 15,000 km/year · SA 2026 rates
FuelR2,430
InsuranceR1,361
MaintenanceR1,280
Licence discR60
Running costs / moR5,131
Depreciationvalue lost, not cash spentR5,773
Cost to own / moR10,904
Specifications
- Body type
- SUV
- Transmission
- Automatic
- Engine
- 2L
- Power
- 145 kW
- Torque
- 300 Nm
- Driven wheels
- Front Wheel Drive
- Seats
- 5
- Fuel consumption
- 7.3 L/100km
- CO₂ emissions
- 166 g/km
Maintenance score60/100
Higher = cheaper to maintain
How this estimate works▾
Every figure assumes 15,000 km per year and uses current South African rates. The estimate is the sum of five parts:
- Fuel— the vehicle’s claimed consumption × 15,000 km × the current price (95 ULP R26.63/L, diesel R27.93/L). Electric vehicles show R0 fuel.
- Insurance— an actuarial baseline of about 2.1% of the vehicle’s value per year. Not a personal quote; your premium depends on your age, area, history and excess.
- Maintenance— modelled from each vehicle’s maintenance score (higher score = cheaper to run).
- Licence disc — estimated by body type as a proxy for weight, since SA licence fees are weight- and province-based.
- Depreciation— declining-balance value loss on the car’s current age. Shown as a cost, but it’s value lost, not cash spent.
These are estimates to compare vehicles fairly, not quotes or financial advice. Full methodology →
Fuel rates last updated 27 June 2026.
Drive Score
48/ 100
How this SUV ranks against its segment on value, efficiency, reliability and practicality.
Value18
Efficiency34
Reliability59
Practicality83
Head to head
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